Health Insurance

We are proud to offer individual health insurance from all companies available in the state of Kentucky. Continually changing laws in the health care arena seem to be a given now and for the future. We look at the situation from your point of view and keep up with current legislation. This is an invaluable service to you at no extra cost. We will find for you the best plans available - whether you only want to protect yourself from catastrophic illness or if you want coverage with a lower deductible and office copays.

With some health plans, you can contribute to a health savings account before taxes. Your out-of-pocket expenses are then paid directly to the provider from the health savings account. This means that if you are in the 30% tax bracket, you are saving 30% on all out-of-pocket health care expenses. Even better, health expenses like vision care and dental expenses can be paid out of your health savings account.

If you are an employer, we can work with you to provide appropriate and economic benefits to your employees. For larger employers, we will help you evaluate whether self-insuring for health insurance is feasible, and we will locate the best administrators and insurers for your situation. For all groups, we will shop for you and recommend a value plan to your and to your employees.

We look forward to working with you!